RETIREMENT PLANNING

A retirement that feels like a paycheck, not a countdown

Work with a New York retirement planner to turn your savings into income you won't outlive — coordinating your 401(k), IRA, Social Security, and guaranteed-income tools into one clear plan.

No obligation · 30 minutes · English or Español

or call (888) 985-6982

THE BASICS

Saving is step one. Income is the goal.

You spent your working life building a nest egg. Retirement planning is about turning that nest egg into a steady paycheck that lasts as long as you do.

As a licensed retirement planner serving New York families, we look at the whole picture — your 401(k) and IRAs, when to claim Social Security, taxes, and tools like annuities that guarantee income. Then we build one plan that answers the real question: "Will my money last?" No jargon, no generic model, just your numbers and an honest path.

Markets rise and fall, and a downturn at the wrong moment can shrink savings right when you need them. A good plan protects against that, so you retire on your terms instead of the market's.

what we coordinate

Every piece of your retirement, in one plan

Most people have the parts scattered. We bring them together so they work as one.

YOUR SAVINGS

401(k) & IRA Strategy

Roll over old accounts, cut hidden fees, and position your savings for both growth and protection as you near retirement.

So your money is working.

YOUR INCOME

Guaranteed Income

Use annuities and other tools to create a paycheck that arrives every month for life, no matter what the market does.

So you never outlive your money

YOUR TIMING

Social Security & Taxes

Claim Social Security at the right time and draw income in the right order to keep more of it out of the taxman's hands.

So you keep more of what you saved

what we coordinate

Your plan in four simple steps

Listen

We start with your goals, your worries, and the retirement you actually want.

Review

We map what you have; savings, accounts, Social Security, and any gaps.

Build

We design a plan that turns it all into dependable, lasting income.

Adjust

Life changes, so we review and fine-tune your plan over the years.

WHY TAURUS FINANCIAL SERVICES?

Independent advice, built around you

We plan for income you can't outlive, not just a lump sum
Independent, so the plan fits you — not one company's products
Plain-language guidance; we teach before we recommend
Bilingual advisors who understand your family and community

The first step is a conversation, not a commitment. We'll review where you stand and show you a clear path, free and with no pressure.

BOOK YOUR FREE CONSULTATION

Planning retirements across New York — and beyond

Our retirement planners serve New York, New Jersey, and Connecticut, with support in English and Spanish. Wherever you are in the tri-state area, the consultation is free and the plan is yours.

START MY RETIRMENT PLAN

★ ★ ★ ★ ★

I rolled over my 401(k) into a fixed indexed annuity and for the first time I know exactly what my retirement income will be. They explained it until it made sense.

Helen M.

Annuity client, New York

GOOD TO KNOW

Retirement questions, answered straight

When should I start retirement planning?

The best time is now, whatever your age. In your 30s and 40s the goal is steady growth; in your 50s and 60s it shifts to protecting what you have and turning it into reliable income. Even ten years out, small adjustments today make a big difference later.

What should I do with my old 401(k)?

You generally have a few choices: leave it, roll it into a new employer's plan, or roll it into an IRA for more control and options. A rollover is often the right move, but not always. We walk through the trade-offs with your specific numbers, free.

How much money do I need to retire?

It depends on the lifestyle you want, your other income like Social Security, and how long your money needs to last. Instead of a scary lump-sum number, we focus on the monthly income you'll need and build a plan to cover it.

How is this different from just investing?

Investing grows money. Retirement planning makes sure it lasts and turns it into dependable income you can't outlive — coordinating savings, Social Security timing, taxes, and tools like annuities into one plan built around your actual retirement.