Financial Strategists New york | Taurus Financial Services

dental & vision coverage

Care for your teeth and eyes before it becomes expensive

Most health plans cover most routine dental and vision exams, but we help individuals, families, and employees with a standalone plan that fits their budgets.

No obligation · 30 minutes · English or Español

or call (888) 985-6982

THE BASICS

The gap most people find out about too late

Most people assume dental and vision are just part of health coverage. Then a cleaning turns into a crown, or a routine eye exam turns into a bill, and they learn otherwise.

As independent agents serving New York, we compare standalone dental and vision plans across carriers and show you what each one actually pays, what it does not, and what it costs per month.

This pairs naturally with most health insurance plans that may not have dental coverage, and it works just as well for individuals, families, and employees at any age.

These plans are for everyone willing to pay for it because their plan doesn't cover it or it's too expensive for their employer to cover.

KNOW YOUR OPTIONS

Dental, vision, or both together

Three ways to cover it. We will show you the honest trade-offs of each.

TEETH

Dental Plans

Preventive care like cleanings and exams, plus coverage for fillings, crowns, bridges, and dentures, depending on the plan you choose.

Fits: anyone paying out of pocket at the dentist

EYES

Vision Plans

Routine eye exams with an allowance toward glasses or contacts and discounts on lens upgrades and frames.

Fits: glasses and contact lens wearers

BEST VALUE

Bundled Dental + Vision

Both together in one plan and one premium, usually for less than buying each separately. The simplest option for most households.

Fits: families and seniors covering both

WHY TAURUS FINANCIAL SERVICES?

We check the fine print so you don't have to

We compare carriers rather than pushing one company's plan
We check waiting periods and annual limits before you enroll
We confirm whether your dentist or eye doctor is covered
If your current plan already covers it well, we say so

The first step is a conversation, not a contract. We will look at what you have now and tell you plainly whether adding coverage is worth it.

BOOK YOUR FREE CONSULTATION

Covering New York individuals, families & employees — and beyond

Our licensed agents serve New York, New Jersey, and Connecticut, with support in English and Spanish. Wherever you are in the tri-state area, the consultation is free and the advice is honest.

COMPARE MY OPTIONS FREE

★ ★ ★ ★ ★

I put off the dentist for two years because of the cost. They found me a plan that covered the cleanings right away and explained the waiting period on the bigger work so I knew exactly where I stood.

Rosa M.

Dental & Vision client, New York

GOOD TO KNOW

Dental and vision questions, answered straight

Do you offer comprehensive dental and vision plans?

Yes. Most health insurance plans cover basic dental, which includes cleaning, X-rays, and exams. Fillings, extractions, and implants come at a higher cost or are not covered. As for eyeglasses, you can get basic lenses and frames covered, but designer frames, non-reflective lenses, and high-index lenses are not covered. Our plans can help lower and reduce the cost for the type of care you need.

Can anyone qualify for dental and vision coverage?

Yes. We write standalone dental and vision plans for individuals and families of any age, including people who are self-employed or whose employer does not offer it. If you are paying out of pocket for cleanings, glasses, or contacts, a plan may cost less than you expect.

Are there waiting periods before I can use it?

No, all care is available once your policy is active.

Can I keep my current dentist or eye doctor?

It depends on the plan. Some use networks and some let you see any provider at a different cost level. Tell us who you want to keep and we will check before you enroll.