dental & vision coverage
Care for your teeth and eyes before it becomes expensive
Original Medicare leaves most routine dental and vision care to you. We help New York individuals, families, and seniors close that gap with standalone plans that fit a real budget.
No obligation · 30 minutes · English or Español
or call (888) 985-6982
THE BASICS
The gap most people find out about too late
Most people assume dental and vision are just part of health coverage. Then a cleaning turns into a crown, or a routine eye exam turns into a bill, and they learn otherwise.
Original Medicare generally does not pay for routine dental work, eye exams for glasses, or hearing aids. Many employer plans skip them too, and if you are self-employed, there is often nothing there at all.
As independent agents serving New York, we compare standalone dental and vision plans across carriers and show you what each one actually pays, what it does not, and what it costs per month.
This pairs naturally with Medicare Advantage and Medigap coverage for seniors, and works just as well on its own for families and individuals at any age.
KNOW YOUR OPTIONS
Dental, vision, or both together
Three ways to cover it. We will show you the honest trade-offs of each.
TEETH
Dental Plans
Preventive care like cleanings and exams, plus coverage for fillings, crowns, bridges, and dentures, depending on the plan you choose.
Fits: anyone paying out of pocket at the dentist
EYES
Vision Plans
Routine eye exams with an allowance toward glasses or contacts and discounts on lens upgrades and frames.
Fits: glasses and contact lens wearers
BEST VALUE
Bundled Dental + Vision
Both together in one plan and one premium, usually for less than buying each separately. The simplest option for most households.
Fits: families and seniors covering both
WHY TAURUS FINANCIAL SERVICES?
We check the fine print so you don't have to
We compare carriers rather than pushing one company's plan
We check waiting periods and annual limits before you enroll
We confirm whether your dentist or eye doctor is covered
If your current plan already covers it well, we say so
The first step is a conversation, not a contract. We will look at what you have now and tell you plainly whether adding coverage is worth it.
Covering New York families — and beyond
Our licensed agents serve New York, New Jersey, and Connecticut, with support in English and Spanish. Wherever you are in the tri-state area, the consultation is free and the advice is honest.
GOOD TO KNOW
Dental and vision questions, answered straight
Does Medicare cover dental and vision?
Original Medicare (Parts A and B) generally does not cover routine dental care, eye exams for glasses, or hearing aids. It covers some medical situations, such as an eye exam tied to a medical condition, but everyday cleanings, fillings, dentures, and eyeglasses usually fall to you. That gap is exactly what a standalone dental and vision plan is built to close.
My Medicare Advantage plan says it includes dental. Do I still need this?
Maybe not, and we will tell you honestly. Many Medicare Advantage plans include some dental and vision benefits, but the annual limits are often modest and may not stretch far if you need major work. We will review what your current plan actually pays before suggesting you add anything.
Is dental and vision coverage only for seniors?
No. We write standalone dental and vision plans for individuals and families of any age, including people who are self-employed or whose employer does not offer it. If you are paying out of pocket for cleanings, glasses, or contacts, a plan may cost less than you expect.
Are there waiting periods before I can use it?
Often yes for major services. Preventive care like cleanings and exams is typically available right away, while crowns, bridges, and dentures may carry a waiting period that varies by plan and carrier. We will show you the waiting periods side by side so nothing surprises you later.
Can I keep my current dentist or eye doctor?
It depends on the plan. Some use networks and some let you see any provider at a different cost level. Tell us who you want to keep and we will check before you enroll.
Do you offer help in Spanish?
Yes. We have bilingual advisors and can walk you through your dental and vision options in English or Spanish.
Stop putting off the appointment
One free conversation. We will compare real plans, check your providers, and tell you honestly whether you need coverage at all.
(888) 985-6982
Protecting and building wealth for every family for over 24 years.
Call: (888) 985-6982
Email: [email protected]
Serving New York, New Jersey, Connecticut, Delaware, Virginia, North Carolina & Florida.
GET IN TOUCH
Ready to talk?
Book a free consultation, and we'll take it from there.
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